How to Manage the Rising Cost of Funeral Expenses

How to Manage the Rising Cost of Funeral Expenses

When you’re in mourning, the last thing you want to do is worry about the cost of a funeral for your loved one. Unfortunately, the cost of funerals in the U.S. has risen dramatically in the past 10 years, and continues to rise. While death is inevitable, no one really wants to plan for this difficult period. If you find yourself in a situation where you have lost a close loved one and find that they do not have any insurance coverage or any money set aside for a funeral, you may be wondering if you will need to find a loan for funeral expenses.  

Funerals Are Expensive

While the cost of a full funeral was only around $700 in 1960, that cost has increased significantly to over $7,500 today. If you are like most Americans and don’t have nearly ten thousand dollars sitting around in your checking account, then you may find yourself scrambling for enough money to provide even a basic burial; much less the celebration of life that your loved one deserves. Extras such as a headstone, gravesite, and any special service needs that you have could drive the price tag on a funeral up to $15,000.  

Cremation as an Option

With the rising cost of funerals, cremation has grown more attractive as an option and now makes up as much as 45% of the final dispositions in the country. With the cost of cremation only about half as much as funerals, families are increasingly deciding to go in this direction. However, for some families cremation is not an option due to religious or personal beliefs.  

Financing Alternatives

When you are in a difficult position and need to provide a memorial for a family member and do not have the funds readily available to do so, it is good to know that there are reliable financing options available to you no matter your current credit rating. With AMS Financial, you can often get 0% financing on your loan for funeral expenses. Funeral financing is used more often than you may realize, with many Americans needing to get some sort of assistance – either full or partial – through a personal loan. There is no shame in needing some help to get through this difficult time.   Allow yourself the time and space to breathe and grieve as you need to with a loan for funeral expenses from AMS Financial.

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